Sunday, 2 August 2026

The Electric Cooperative Reform the Philippines Can No Longer Ignore

 


In Catanduanes, the First Catanduanes Electric Cooperative, or FICELCO, has been managing a power supply crisis that pushed daily brownouts to as many as eight hours for its over 62,000 Member-Consumer-Owners earlier this year.

A combination of generator failures, unsettled subsidy obligations involving its power supplier, and a stalled competitive selection process for a new supplier left consumers on an island with no reliable timeline for relief.

In Albay, the struggles of the Albay Electric Cooperative, or ALECO, have become a flashpoint for a national debate on whether struggling cooperatives should be reformed or privatized. A P1.2 billion government rehabilitation program is currently underway, yet the specter of premature privatization continues to hang over a cooperative still finding its footing.

Last July 6, 2026, the people of Palawan did not wait for a congressional hearing or a regulatory investigation. They went outside and made themselves heard.

Member-Consumer-Owners of the Palawan Electric Cooperative gathered in front of PALECO's offices to deliver a message that no performance scorecard had managed to capture. They were not asking for the impossible. They were asking for what every Filipino household deserves: electricity that is affordable, reliable, and built to last.

It was a peaceful rally. But behind it was years of accumulated frustration.

Triple-A on Paper. Brownouts at Home.

In May 2026, PALECO achieved the highest performance rating for electric cooperatives in the country. Based on NEA's 2025 Annual Overall Performance Assessment, the cooperative was awarded an AAA distinction, scoring 97 percent. The cooperative's management celebrated. The mood in El Nido, Puerto Princesa, and Narra was considerably different.

John, a small business owner in Puerto Princesa, put it plainly. "We are paying premium rates. What we are not getting is premium service. The lights go out in the morning, come back, then go out again by afternoon. That is not Triple-A. That is triple the frustration."

According to MCO Tony Cabrestante a phrase now quietly circulating among PALECO's Member-Consumer-Owners. AAA, some consumers now say with a tired laugh, no longer stands for excellent performance. It stands for "Araw-Araw, Ara Kuryente." Every day, no electricity.

The joke draws a knowing smile. The reality behind it deserves a serious response.

Lisa, a small transient house owner in El Nido who depends on steady electricity to serve the tourists visiting one of the country's most celebrated destinations, shared her frustration quietly. "Guests are patient. I try to be patient. But after years of the same thing, patience runs thin. The lights should not be going out this often in a place like this."

What the Rating System Is Not Measuring

Nic Satur Jr., chief advocate officer of PARE, said the gap between PALECO's AAA classification and the daily experience of its consumers points to a deeper flaw in how electric cooperative performance is currently evaluated.

"Consumers are not looking at scorecards. They are looking at their electric fans, their refrigerators, their children doing homework at night. The rating system must be reformed to reflect what consumers actually experience, not just what institutions report about themselves," Satur said.

He added that questions have been raised about the credibility of a rating system where the same agency overseeing an intervention also evaluates its results. Those questions deserve transparent, public answers from NEA.

PARE has formally urged NEA to incorporate direct consumer feedback into its evaluation framework, including customer satisfaction data, complaint resolution rates, and power restoration performance during calamities and emergency situations.

"The ultimate measure of performance is a simple question every member-consumer-owner asks every morning: will the lights stay on today? Until that question has a reliable answer, a Triple-A rating is not a milestone. It is a gap that needs to be explained," Satur said.

PALECO Is Not an Isolated Case

The frustration in Palawan is real. But it is not unique. Across the country, consumers in cooperative franchise areas are living versions of the same story.

In Catanduanes, the First Catanduanes Electric Cooperative, or FICELCO, has been managing a power supply crisis that pushed daily brownouts to as many as eight hours for its over 62,000 Member-Consumer-Owners earlier this year. A combination of generator failures, unsettled subsidy obligations involving its power supplier, and a stalled competitive selection process for a new supplier left consumers on an island with no reliable timeline for relief.

In Albay, the struggles of the Albay Electric Cooperative, or ALECO, have become a flashpoint for a national debate on whether struggling cooperatives should be reformed or privatized. A P1.2 billion government rehabilitation program is currently underway, yet the specter of premature privatization continues to hang over a cooperative still finding its footing.

In Batangas, consumers of the Batangas Electric Cooperative, or BATELEC, have been enduring recurring outages that prompted a provincial government intervention and a public debate about private sector participation. A recent survey found that an overwhelming majority of consumers in the area experienced multiple outages per month.

In Zamboanga, the Zamboanga City Electric Cooperative, or ZAMCELCO, has faced its own rotational brownout episodes driven by supply and infrastructure challenges. In the Visayas, BISELCO consumers have similarly raised concerns that the service they receive does not match what they pay for every month.

"PALECO is one face of a national problem. Consumers from Catanduanes to Zamboanga are asking the same questions, enduring the same disruptions, and paying rates that do not reflect the service they actually receive," Satur said.

"This is not a cooperative-by-cooperative issue. This is a systemic failure in governance, oversight, regulation, and accountability that demands a national response."

What Consumers Are Asking For

The MCOs who gathered in front of PALECO on July 6 were not demanding the extraordinary. They were asking for the basic.

Affordable rates that reflect prudent and efficient management. Reliable service that does not interrupt livelihoods, education, and community life. Transparent governance that places Member-Consumer-Owners at the center of every major decision. And accountability from PALECO, FICELCO, ALECO, BATELEC, ZAMCELCO, BISELCO, and every cooperative in between, as well as from NEA, DOE, and ERC, for the state of the service consumers are paying for every single month.

"Consumers fund the entire system. They deserve a system that works for them, not one that works around them. That is the reform PARE is calling for. Not just in Palawan. Nationwide," Satur said.

The lights should not be going out this often. Not in Palawan. Not in Catanduanes. Not anywhere in this country.

That is not too much to ask.

Friday, 31 July 2026

MOLD Manila Introduces Croma PolyPhil Polynucleotide Treatments in Quezon City

 

preview The addition of Croma PolyPhil, Croma PolyPhil S, and Croma PolyPhil Eye broadens MOLD Manila's non-surgical treatment portfolio, providing clients with physician-guided regenerative skin treatments tailored to different aesthetic concerns.

MOLD Manila has announced the launch of the Croma PolyPhil range, expanding its portfolio of non-surgical aesthetic treatments with polynucleotide-based regenerative injectables from Croma, an Austria-based manufacturer specializing in aesthetic medicine.

The new range includes three treatment options designed for different skin concerns: Croma PolyPhil for overall skin quality and rejuvenation, Croma PolyPhil S for clients with acne scars and textural concerns, and Croma PolyPhil Eye for the delicate under-eye area.

The Croma PolyPhil range offers regenerative injectable solutions tailored to different skin concerns.
The Croma PolyPhil range offers regenerative injectable solutions tailored to different skin concerns.

Polynucleotides have become an area of growing interest in aesthetic medicine because of their role in supporting the skin's natural regenerative processes. According to Croma, the PolyPhil range is developed using the company's proprietary PN-HPT™ (Polynucleotides High Purification Technology), which is designed to deliver highly purified polynucleotides for aesthetic treatments.

Each treatment is performed following a professional consultation, allowing providers to evaluate the client's skin concerns, discuss treatment goals, and recommend an individualized treatment plan.

Every Croma PolyPhil treatment begins with a personalized consultation and skin assessment.
Every Croma PolyPhil treatment begins with a personalized consultation and skin assessment.

"At MOLD Manila, we continue to invest in technologies and treatments that support personalized, science-driven aesthetic care," said Adrielle Costales, Founder and CEO of MOLD Manila. "The addition of the Croma PolyPhil range allows us to offer our clients more physician-guided options focused on skin quality and regenerative aesthetics."

The introduction of the Croma PolyPhil range reflects MOLD Manila's continued commitment to expanding its treatment offerings while maintaining its philosophy of combining science, artistry, and individualized care.

Every treatment is carefully prepared using physician-guided protocols in a clinical setting.
Every treatment is carefully prepared using physician-guided protocols in a clinical setting.

MOLD Manila provides a range of non-surgical aesthetic services, including facial sculpting, skin rejuvenation, body contouring, and wellness treatments. The addition of regenerative injectables further strengthens the clinic's comprehensive approach to personalized aesthetic care.

The Croma PolyPhil range is now available at MOLD Manila's White Plains and Baesa branches in Quezon City.

Clients interested in learning more about the treatment may schedule a consultation to discuss their skin concerns and determine whether the Croma PolyPhil range is appropriate for their individual needs.

Mold Manila | Book your Appointment
Mold Manila | Book your Appointment
About MOLD Manila
MOLD Manila is a premium, clinician-led aesthetic clinic based in Quezon City, Philippines. Known for its technology-driven, non-surgical treatments and personalized care, the clinic specializes in skin rejuvenation, non-invasive contouring, laser treatments, and IV wellness therapies. MOLD Manila is committed to education-first, results-driven aesthetics designed for real Filipino skin.

Separating Fact from Fiction: Cebuana Lhuillier MoneyXChange Debunks Common Foreign Exchange Myths

 

Getting the most value from every currency exchange starts with making informed decisions. Whether traveling overseas, paying tuition abroad, importing products for a business, or supporting loved ones in another country, Filipinos increasingly rely on foreign exchange as part of their financial journey. As global opportunities continue to grow, understanding how foreign exchange works can help maximize the value of every peso exchanged.

As the expert in foreign exchange, Cebuana Lhuillier MoneyXChange combines competitive exchange rates, a broad selection of currencies, and a nationwide network that makes foreign exchange more accessible and convenient for Filipinos wherever their financial journeys take them.

"Many people see foreign exchange as a simple transaction, but it plays a much bigger role in achieving financial goals," said Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier. "Making informed currency decisions helps customers maximize the value of their hard-earned money while giving them greater confidence in every transaction."

Drawing from the questions and misconceptions most frequently encountered by its foreign exchange specialists, Cebuana Lhuillier MoneyXChange debunks five common foreign exchange myths every Filipino should know.

Myth #1: "It's okay to exchange my money only when I arrive abroad."

Fact: Many travelers assume they can simply exchange money at the airport or after reaching their destination. However, waiting until arrival often means having fewer choices and less control over the exchange rate. Cebuana Lhuillier MoneyXChange enables customers to exchange currency before their trip through its nationwide branch network, allowing them to compare rates in advance and secure the currency they need before flying. For added convenience, customers can also use Click & Collect to reserve their preferred foreign currency online and simply pick it up at their selected Cebuana Lhuillier branch, making it easier to travel with local cash on hand for transportation, meals, and other immediate expenses upon arrival.

Myth #2: "Foreign exchange is only for people going on vacation."

Fact: Foreign exchange supports much more than leisure travel. Cebuana Lhuillier MoneyXChange serves parents paying tuition abroad, entrepreneurs purchasing goods from overseas suppliers, businesses managing cross-border transactions, overseas workers, and families receiving foreign currency. Its services are designed to support a wide range of international financial needs, not just vacations.

Myth #3: "Small differences in exchange rates don't really matter."

Fact: Even small movements in exchange rates can add up, particularly for larger transactions. Cebuana Lhuillier MoneyXChange helps customers maximize the value of every exchange by offering competitive rates that can translate into meaningful savings whether the funds are intended for travel, education, or business.

Myth #4: "I should wait until someone tells me the rate is at its lowest."

Fact: Exchange rates constantly change based on global market conditions, making them difficult to predict accurately. Rather than relying on speculation or social media advice, Cebuana Lhuillier MoneyXChange encourages customers to exchange based on their actual financial needs while providing transparent, competitive rates that help them make informed decisions with confidence.

Myth #5: "Money changers only exchange major currencies like US dollars."

Fact: As Filipinos travel, study, and do business across more countries, access to multiple currencies has become increasingly important. Cebuana Lhuillier MoneyXChange offers a wide selection of foreign currencies, enabling customers to conveniently obtain the currencies they need through one trusted provider without being limited to only the most common denominations.

"Financial literacy means understanding every financial decision we make, including how we exchange currencies," said Philippe Andre Lhuillier, Senior Executive Vice President of Cebuana Lhuillier. "As more Filipinos participate in the global economy, our goal is to provide reliable foreign exchange services while helping customers make informed decisions that maximize the value of their money."

Whether crossing borders for work, education, business, or leisure, making smarter currency decisions starts with knowing the facts. Backed by trusted expertise, competitive exchange rates, access to a wide range of currencies, and one of the country's largest branch networks, Cebuana Lhuillier MoneyXChange continues to help Filipinos navigate foreign exchange with greater confidence, convenience, and value.


Thursday, 30 July 2026

From Rishikesh to Rizal: Yogi Kirtti Anand Brings Authentic Yoga Heritage to the Philippines

 


 Yogi Kirtti Anand, an internationally trained teacher from Rishikesh, India, joins Indian Yoga School PH in Taytay as Lead Yogi. Bringing over 7 years of deep wellness and therapy experience, Anand introduces true, lineage-backed Hatha yoga to Filipino practitioners.

True transformation has arrived in Rizal. Indian Yoga School PH in Taytay proudly introduces its lead instructor, Yogi Kirtti Anand, a native of Rishikesh, India—globally revered as the birthplace of yoga.

Kirtti is an internationally trained Yoga Teacher and Therapist with over 7 years of deep, hands-on experience teaching in Yoga Alliance-registered Teacher Training Course (TTC) schools, intensive retreats, and premier wellness sanctuaries across India. His deep pedagogical background makes the school a highly unique addition to the local wellness landscape.

Kirtti’s extensive credentials include a masterful expertise in traditional Hatha Yoga, Pranayama (breathwork), Meditation, profound Yoga Philosophy, and precise Yogic Anatomy. Beyond standard instruction, he has served as a Lead Yoga Therapist, merging traditional physical practices with therapeutic yogic healing to help students manage stress, correct alignment, and heal ailments. As a 300-Hour Yoga Teacher Training Specialist, he also brings the rigorous standards of global certifications directly to the studio’s curriculum design.

"Yoga is more than physical posture; it is a science of living," says Kirtti Anand. "I am committed to delivering a transformative, authentic experience to our students in the Philippines, rooted in wisdom and guided by true experience."

Brought in by Filipina entrepreneur and founder Anj Volante to spearhead the school's practices, Kirtti is dedicated to fostering a structured, alignment-based, and student-focused teaching style that accommodates diverse learners. Through his guidance, Indian Yoga School PH aims to elevate the standard of wellness education in the country.

About Indian Yoga School PH
Indian Yoga School PH is a yoga education and wellness institution based in Taytay, Rizal, dedicated to making authentic Indian yoga accessible in the Philippines. Founded through the partnership of Filipina entrepreneur Anj Volante and Indian yoga teacher and therapist Yogi Kirtti Anand, the school offers traditional Hatha Yoga, Yoga Therapy, meditation, pranayama, and internationally inspired teacher training programs. Its mission is to provide a welcoming space where students of all experience levels can learn yoga through authentic lineage, proper alignment, and holistic well-being.

MINDANAO'S HOMEGROWN INNOVATORS TAKE CENTER STAGE AS FOUR BREAKTHROUGHS EARN NATIONAL SPOTS


By Bhal Abad Cabrera | July 30, 2026

OZAMIZ CITY, Misamis Occidental — Mindanao's growing reputation as a source of homegrown innovation gained national attention after four locally developed technologies secured slots in the 2026 Presidential Filipinnovation Awards (PFA) National Competition, showcasing the region's ability to create solutions with real-world impact.

The winning entries emerged from the Mindanao Sub-National Competition held in Ozamiz City, where innovators from across the island presented technologies aimed at addressing challenges in agriculture, construction, and other key sectors.

Governor Henry S. Oaminal, chairperson of the Mindanao Sub-National Selection Committee, said the finalists reflect the ingenuity and resilience of Mindanaoans whose ideas have the potential to contribute to national progress.

"These innovations prove that world-class ideas are not limited to major urban centers. They are being developed right here in Mindanao by people who understand the needs of their communities," Oaminal said.

He emphasized that the Presidential Filipinnovation Awards serve as a platform for transforming local ideas into nationally recognized innovations capable of improving industries and creating economic opportunities.

According to Oaminal, the competition also highlighted the importance of collaboration among government agencies, academic institutions, private organizations, and innovators in building a stronger innovation ecosystem.

The governor noted that many of the featured technologies were born out of everyday challenges faced by ordinary Filipinos. Among them were an AI-powered construction management platform designed to improve project efficiency and an automated coconut sap juice extractor inspired by the experiences of coconut-farming communities.

He said these innovations demonstrate how practical solutions developed at the grassroots level can eventually become technologies with nationwide applications.

Beyond the competition, Oaminal expressed optimism that the event would encourage more young innovators, researchers, and entrepreneurs to pursue science, technology, and innovation as tools for nation-building.

"The future belongs to those who innovate. We hope that more Mindanaoans will be inspired to develop solutions that improve lives and strengthen our economy," he said.

The governor congratulated the four winning teams, encouraging them to proudly represent Mindanao when they compete against the country's top innovators in the national finals this September.

The 2026 Presidential Filipinnovation Awards Mindanao Sub-National Competition brought together researchers, startups, educators, students, government agencies, and industry leaders in Ozamiz City, underscoring the region's growing role in advancing innovation and technology-driven development in the Philippines.

The Electric Cooperative Reform the Philippines Can No Longer Ignore

  In Catanduanes, the First Catanduanes Electric Cooperative, or FICELCO, has been managing a power supply crisis that pushed daily brownout...