Malindang NewsLine
The News Source in Misamis Occidental and Northern Mindanao
Thursday, 23 July 2026
₱630-M Worth of DA-Backed Projects Boost Misamis Occidental’s Agri, Infrastructure Drive
COMMUNITY VIGILANCE PAYS OFF | Ozamiz strengthens grassroots anti-drug campaign with new drug-cleared barangay
GLOBAL PARTNERSHIP TAKES CENTER STAGE AS CARD MBA HOSTS INTERNATIONAL MICROINSURANCE SUMMIT
MAKATI CITY, Philippines – The Philippines strengthened its standing as a global leader in inclusive finance after CARD Mutual Benefit Association (CARD MBA) brought together microinsurance leaders from 12 countries to forge stronger partnerships aimed at protecting low-income families.
Held from June 17 to 19 at the AIM Conference Center in Makati City, the Mutual Microinsurance Network Seminar 2026 gathered 101 delegates from the Philippines, United Kingdom, Myanmar, India, Kenya, Hong Kong, Indonesia, Malawi, Mozambique, Paraguay, Thailand, and Timor-Leste.
Organized with the International Cooperative and Mutual Insurance Federation (ICMIF) Foundation, the seminar carried the theme, “Replicating Success Globally: Scaling the Mutual Microinsurance Model for the Poorest,” emphasizing the expansion of proven mutual insurance models to underserved communities worldwide.
A major highlight was the renewal of the Memorandum of Agreement between CARD MBA and Kenya's CIC Group, reaffirming their commitment to advancing mutual microinsurance through innovation, knowledge sharing, and international collaboration.
CARD MRI Founder and Chair Emeritus Dr. Jaime Aristotle B. Alip underscored the importance of global cooperation in addressing the financial vulnerabilities of marginalized sectors.
“Through partnerships, knowledge-sharing, and mutual support, we can replicate successful models and create a stronger and more inclusive microinsurance network,” Alip said.
During the three-day event, delegates exchanged best practices on governance, digital transformation, claims management, member engagement, and sustainable business models that have enabled mutual insurers to reach millions of low-income families.
CARD MBA also highlighted its evolution from a members' mutual fund into one of the Philippines' leading mutual microinsurance providers, showcasing how technology and community-driven governance continue to strengthen its services.
Chief Executive Officer Jocelyn Dequito said trust remains the foundation of the mutual insurance model.
“Mutual microinsurance thrives on trust—not only between institutions and their members, but also among organizations working toward the shared goal of protecting vulnerable communities,” she said.
The seminar concluded with a field visit to a CARD Bank center in San Pablo City, Laguna, where international delegates observed firsthand the delivery of community-based microinsurance services and members' active participation in governance.
The gathering underscored the growing role of international cooperation in expanding financial inclusion and building stronger economic safety nets for vulnerable communities across the globe.
P.A. Properties Hankyu Hanshin welcomes first homeowners at Idesia San Jose del Monte, marking its debut in North Luzon
P.A. Properties Hankyu Hanshin, the joint venture between P.A. Alvarez Properties and Development Corporation (P.A. Properties) and Hankyu Hanshin Properties Corporation, officially welcomed the first homeowners of Idesia San Jose del Monte during its Homeowners Turnover Ceremony.
The milestone signifies not only the beginning of homeownership for the project's pioneering families but also another achievement in the ninth year of partnership between P.A. Properties and Hankyu Hanshin Properties Corporation. It likewise marks the joint venture's first Idesia development in North Luzon.
Executives from P.A. Properties, representatives of Hankyu Hanshin Properties Corporation, local government officials, project partners, officers, employees, and the new homeowners attended the ceremony.
In her opening remarks, Asa Toda, Vice President of Hankyu Hanshin Properties Corp. Philippines, underscored the significance of the project as the partnership's first venture in Bulacan.
"We are honored to be part of this growing province and to help build a community where people can enjoy a better quality of life," she said.
Welcoming the homeowners, Lawrenz Joseph Z. Alvarez, Director of P.A. Properties, described the turnover as more than the ceremonial handover of houses.
He said Idesia San Jose del Monte represents the arrival of the Idesia brand in Bulacan and reflects the joint venture's commitment to building thoughtfully planned communities where families can grow, neighbors become friends, and dreams flourish.
Following the ceremonial program, the homeowners were escorted to their respective units for the official turnover. Each family stepped inside their new home for the first time before receiving a house blessing, marking the beginning of their homeownership journey.
For many of the new homeowners, the occasion was an emotional and exciting milestone.
"We're so excited to move into our new home. We hope we'll have a wonderful life here," shared Idesia homeowner Mark.
Rising city, growing opportunities
Homeowners at Idesia San Jose del Monte will enjoy not only a master-planned community but also the long-term value of investing in one of Bulacan's fastest-growing cities.
As the largest city in the province, San Jose del Monte continues to emerge as a key growth center, driven by expanding residential, commercial, and industrial developments. Its strategic location near Metro Manila has attracted significant private investments, creating more opportunities for residents and businesses alike.
Accessibility is also expected to improve with the completion of the MRT-7, which is projected to extend rail connectivity to San Jose del Monte by 2027 or 2028, significantly reducing travel time to Metro Manila.
Meanwhile, the development of the New Manila International Airport in Bulacan is expected to generate more than one million jobs and further accelerate economic growth across the province.
In her closing remarks, Atty. Marianne Reyna Lina-Cruz, President and CEO of P.A. Properties and P.A. Properties Hankyu Hanshin, highlighted the long-term value of investing in an Idesia home, citing her own experience as a homeowner in Idesia DasmariƱas.
"It was our second home, and truly, we have already reaped the benefits of our investment. We've seen how its value has appreciated because of how beautiful the project is," she shared.
As the first homeowners begin creating memories in their new homes, the successful turnover of Idesia San Jose del Monte marks another milestone in the enduring partnership between P.A. Properties and Hankyu Hanshin Properties Corporation. More than simply turning over houses, the event welcomed the pioneering residents of a thriving community. It reaffirmed the partners' shared commitment to building quality homes where Filipino families can build brighter futures.
About P.A. Alvarez Properties and Development Corporation
Nestled in San Pedro, Laguna, P.A. Alvarez Properties and Development Corporation (P.A. Properties) is a leading developer of low to medium-cost housing communities in Southern Luzon. Since its establishment in 1994, the company has crafted over 30,000 homes across key Philippine provinces, with plans to build an additional 20 communities in the next 5 years. P.A. Properties, guided by the tagline "Behind Every Home is a Story," not only addresses the nation's housing backlog but also actively contributes to economic growth. Through philanthropic initiatives, such as hospital donations in Cabuyao, providing right of way in Pampanga for civic centers, and establishing SanJo's markets in provinces like Laguna and Bulacan, the company weaves a narrative of community development and nationwide impact.
Seven Partners, One Platform. Keepital's Startup Pavilion at WOCEE 2026
Keepital Philippines brings together six of the country's
most promising startups, and a powerhouse IP institution, for a dedicated
showcase at the World of Consumer Electronics Expo this August. The World of Consumer Electronics Expo (WOCEE)
has long been the Philippines' most significant gathering of technology
companies, manufacturers, and industry decision-makers. This August 5 to 8 at
the SMX Convention Center Manila, it returns with more than 33,200 expected
visitors, over 110 exhibitors, and 15,000 square meters of exhibit space. This
year, Keepital Philippines is adding a new dimension to the expo. Under the
dedicated Startup Pavilion, Keepital is bringing six carefully selected
startups to the WOCEE floor and providing each one a curated platform to
present their products, connect with buyers and investors, and reach the scale
they deserve.
The
Exhibitors
Ateneo
Intellectual Property Office (AIPO)
Anchoring the pavilion is the Ateneo de Manila University's
Intellectual Property Office, an institution dedicated to fostering innovation,
research commercialization, and startup development within one of the
Philippines' most respected academic ecosystems. (aipo.ateneo.edu)
KLARO
KLARO is a sales and inventory platform built for
cooperatives and small Filipino businesses that still run on handwritten
logbooks. Its AI-powered OCR engine photographs a logbook and extracts line
items, quantities, and totals in under 30 seconds, feeding the results into a
dashboard that gives agri-terminals and consolidation hubs real-time visibility
over volumes, buyer accounts, and payment status. With partners including the
Nueva Vizcaya Agricultural Terminal, Quezon City's Pangkabuhayang Program, and
Ateneo BUILD already on board, KLARO represents a compelling intersection of AI
capability and real-economy application. (meetklaro.com)
a11y
media
Formerly known as Wika, a11y media is a Filipino startup
working for the social and economic inclusion of people with disabilities,
democratizing accessibility for the deaf, hard of hearing, and Filipino Sign
Language (FSL) interpreters through assistive content such as sign language
videos, captions, and audio descriptions. Co-founded in 2018, a11y's platform
functions similarly to YouTube but exclusively for accessible content, and
empowers anyone to upload their own sign language videos and captions, with 70%
of FSL interpreters on the platform being women.The only Philippine startup
selected out of 800 applicants across Asia for the Real Madrid Next
Accelerator, a11y arrives at WOCEE with both global recognition and a mission
that sits at the intersection of technology and genuine social impact. (a11y.media/wika)
Domantay
Consulting
Not every pavilion participant is a tech product company,
and that is precisely the point. Founded in 2018, Domantay Consulting (DC
Digital) is a holistic digital consultancy offering public relations, social
media management, digital marketing, and creative multimedia production. A
cross-generational team of PR, media, marketing, and fine arts professionals,
DC Digital brings something every technology company eventually needs at WOCEE:
the expertise to communicate what they build in a way the market can actually
hear. (domantayconsulting.com)
Vaura
Vaura enters the pavilion as an AI-powered content engine
built for businesses that need to produce content at scale without sacrificing
quality or brand consistency. In a market where content demand is outpacing the
capacity of most in-house teams, Vaura offers a smarter production pipeline
where it generates output that is faster to produce and easier to manage across
channels. At WOCEE, Vaura's presence speaks directly to the exhibitors,
distributors, and brand teams on the floor who are looking for more efficient
ways to keep their content working as hard as their products do. (vaura.io)
BetterClinic
BetterClinic is an AI ambient scribe built for medical
practitioners: it listens during a consultation and automatically generates
SOAP notes, prescriptions, medical certificates, PhilHealth claims abstracts,
and ICD-10/RVS coding. No EHR, no setup, no typing required. Its transcription
engine handles mixed-language speech, local medication names, and the accents
and dialects Filipino patients bring into the room, and is built in full
compliance with the Philippine Data Privacy Act. For a country with a large and
geographically dispersed medical workforce, a tool that runs on a smartphone
and requires no institutional integration is not a luxury but a practical
necessity. (betterclinic.ai)
SOFI AI
SOFI AI automates customer engagement for Philippine SMEs,
most of which rely on Facebook Messenger, Instagram DMs, and comment sections
to drive sales. Its platform delivers 24/7 chat responses, smart sales
assistance, multilingual support, and automated data collection across
Facebook, Instagram, Shopify, Telegram, and more, adapting to each brand's tone
and personality. A member of the NVIDIA Inception Program and a selected
participant in Google for Startups, SOFI AI brings a proposition at WOCEE that
is immediately relevant to the SME owners, brand managers, and distributors
walking the expo floor. (sofitech.ai)
The Startup Pavilion is a deliberate cross-section of where
Philippine technology is heading. AI applied to agriculture, healthcare,
customer engagement, brand communications, workforce development, and the
infrastructure beneath all of it. What WOCEE provides is the kind of audience
that normally takes years to reach. The pavilion compresses that timeline.
For anyone attending WOCEE this August, the Startup Pavilion
is worth the detour. Come with questions. The founders will be there to answer
them.
Happening from August 5–8, at the SMX Convention Center
Manila. Register now at https://register.worldbexevents.com/registration and
get ready to explore this show of innovation.
Learn more at wocee.ph
About
KEEP Pte Ltd.
Keepital was established in 2013 and has now grown into
Southeast Asia’s Leading Industrial B2B marketplace that facilitates
connections between suppliers and buyers worldwide through our online platform.
They stand out with their highly competitive pricing and offer a comprehensive
range of services beyond just product listings. Their advertising options are
designed for affordability and simplicity, featuring a one-time payment and low
renewal fees for product and service suppliers on our online portal.
₱630-M Worth of DA-Backed Projects Boost Misamis Occidental’s Agri, Infrastructure Drive
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